The Bottom Line

When shopping for a checking account, know that there are different types of checking accounts that cater to different customers. The ideal checking account is one that satisfies your banking needs and budget.

Don’t be tempted by sign-up bonuses and high interest rates alone—they won’t be worth much if you can’t use the account the way you need to. Compare the features among competing banks and pick the account type that offers what you need at prices you can afford in the long run.

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