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Reward Cards 101

Points Rewards

Points rewards are based on how much you spend. For example, you might earn one point for every dollar you make in purchases. Depending on the card issuer, you may be able to redeem your rewards for gift cards, cash, or even travel. Redeeming your points for gift cards may give you more bang for your buck since many merchant partners give you 10% to 20% off the gift card price. Examples of points rewards cards include auto rewards cards and hotel rewards cards.

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