Chase Sapphire Preferred Card


This card feels like a premium product, just without the sky-high annual fee. The new cardholder bonus is worth an impressive $1,000 when redeemed for travel through the Chase Ultimate Rewards portal, and possibly a lot more if you transfer to one of the program’s airline or hotel partners. Plus, you’ll earn 2 points per $1 spent on a slew of travel expenses as well as your restaurant tabs. And the card comes with primary rental car insurance, a valuable perk that many competitors lack.



  • Good bonus compared to other travel cards with similar annual fees
  • Option to transfer points to eligible airline and hotel programs, often at a 1-to-1 ratio
  • Points are pretty valuable when redeemed for travel
  • Some premium travel insurance benefits


  • No credits to cover incidental airline fees or other travel-related costs
  • Few everyday purchase categories earn extra points


  • Earn 80,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening.
  • Get 25% more value when you redeem for airfare, hotels, car rentals, and cruises through Chase Ultimate Rewards.
  • Earn 5X points on Lyft rides through March 2022.
  • Transfer points 1:1 to eligible Ultimate Rewards airline and hotel partner programs.

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