Category: Best Reward Credit Card

Can I Get a Rewards Card With Bad Credit?

Yes, even if you don’t have stellar credit, there are some entry-level cards offering rewards. Naturally, the higher-earning cards with the best sign-up bonuses and benefits are for consumers who have a strong credit history. But that’s something you can work toward as you improve your credit....
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How Do You Redeem Rewards?

Redeeming rewards is simplest with cash-back cards, but may get more complicated with airline programs.   For cash-back cards, you might get automatic statement credits, or an ability to redeem for cash or gift cards whenever you want, or when you reach specific thresholds (such as every $25 earned). Other...
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How Can You Accumulate Rewards Faster?

Maximize your rewards by accumulating as many points as possible while staying within your budget. Don’t overspend just for points. In fact, carrying a balance month to month will quickly erase any benefit you earn. Assuming that you’re paying your bill in full each month, here are a few...
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How Do You Choose a Rewards Card?

To determine which rewards credit card is best for you, focus on your spending habits and your redemption goals. See which of these descriptions match up best with you.  Cash-back card: You don’t travel frequently and prefer cash rewards. General travel rewards card: You want to earn rewards you can...
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What Are the Pros & Cons of Rewards Cards?

Rewards cards are great, but only if you pay your balance in full each month. Otherwise, any rewards you earn will be eaten up by interest charges. If you know you’ll run a balance, you’re better off forgetting about rewards and using a low-interest credit card. Pros Let you earn...
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Ink Business Preferred Credit Card

WHY WE CHOSE THIS CARD If you frequently travel for business, there’s simply no card that’s more well-rounded than this. Chase Ultimate Rewards points are some of the most valuable out there, especially when used for travel. For starters, you’ll get a massive bonus of 100,000 points (worth $1,460...
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Capital One Spark Cash for Business

WHY WE CHOSE THIS CARD If you prefer cash back to travel rewards, this is an exceptional business card. You’ll earn 2% cash back on all purchases, which is one of the best flat earning rates offered by a business card right now. Getting your cash back is easy,...
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Capital One VentureOne Rewards Credit Card

WHY WE CHOSE THIS CARD Solid travel rewards without the number-crunching or annual fee—that’s why we find this card so appealing. You earn the same number of reward points no matter what type of spending you do, but you can access benefits usually reserved for higher-end travel cards, like...
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Chase Sapphire Reserve

WHY WE CHOSE THIS CARD This card comes with one of the highest annual fees among travel cards, but if you travel a lot and like luxury touches, it’s truly a case of “you get what you pay for.” The list of benefits that come with this card is...
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Chase Sapphire Preferred Card

WHY WE CHOSE THIS CARD This card feels like a premium product, just without the sky-high annual fee. The new cardholder bonus is worth an impressive $1,000 when redeemed for travel through the Chase Ultimate Rewards portal, and possibly a lot more if you transfer to one of the...
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