WHY WE CHOSE THIS CARD
If you prefer cash back to travel rewards, this is an exceptional business card. You’ll earn 2% cash back on all purchases, which is one of the best flat earning rates offered by a business card right now. Getting your cash back is easy, too: Just request a statement credit or check. There’s even an option to set up automatic redemptions. To top it off, this card comes with a $500 bonus if you spend $4,500 within the first three months, which is in line with many other card offers right now.
PROS & CONS
Pros
- Stellar cash-back earning rate on all purchases, with no limits
- Redeeming rewards is as easy as earning them
Cons
- Annual fee after the first year
- No chance for more than 2% cash back on any spending category
HIGHLIGHTS
- Earn a one-time $500 bonus when you spend $4,500 in the first 3 months from account opening.
- Get unlimited 2% cash rewards.
- Add employee cards for free and earn all the rewards from their purchases.
- Get a custom, itemized spending report to simplify planning, budgeting, and taxes.
- Make purchases outside of the U.S. with zero transaction fees.