WHY WE CHOSE THIS CARD
This well-rounded card deserves our top honor and a place in your wallet. Earning cash back is super simple, since there are no categories or limitations to worry about. You’ll get a respectable 1.5% cash back on every dollar you spend, everyday, plus a $150 bonus if you charge $500 in your first three months with the card. If you have a big purchase to make, you’ll get 15 months interest-free on new purchases thanks to its introductory offer. All this makes for an excellent card without an annual fee.
Pros
- Solid cash-back rate on every dollar you spend
- Simple, no-fuss cash back is easy to earn and redeem
- Competitive welcome bonus
Cons
- No interest-free promotion on balance transfers
HIGHLIGHTS
- Earn a one-time $200 cash bonus once you spend $500 on purchases within 3 months from account opening.
- Every purchase earns 1.5% cash back, and the total cash back you can earn is unlimited.
- Enjoy 0% intro APR on purchases for 15 months.
- No foreign transaction fees.