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Best Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

WHY WE CHOSE THIS CARD

This well-rounded card deserves our top honor and a place in your wallet. Earning cash back is super simple, since there are no categories or limitations to worry about. You’ll get a respectable 1.5% cash back on every dollar you spend, everyday, plus a $150 bonus if you charge $500 in your first three months with the card. If you have a big purchase to make, you’ll get 15 months interest-free on new purchases thanks to its introductory offer. All this makes for an excellent card without an annual fee.

Pros

  • Solid cash-back rate on every dollar you spend
  • Simple, no-fuss cash back is easy to earn and redeem
  • Competitive welcome bonus

Cons

  • No interest-free promotion on balance transfers

HIGHLIGHTS

  • Earn a one-time $200 cash bonus once you spend $500 on purchases within 3 months from account opening.
  • Every purchase earns 1.5% cash back, and the total cash back you can earn is unlimited.
  • Enjoy 0% intro APR on purchases for 15 months.
  • No foreign transaction fees.

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