Best Parent Student Loan: College Ave
As a parent, you want what’s best for your child. And that may mean helping them pay for their education by taking out a parent student loan.
College Ave offers 11 different repayment terms for parent student loans, ranging from five to 15 years in length. That flexibility allows you to choose a loan term that works for your budget.12
College Ave allows parents to borrow between $1,000 and the total cost of attendance. As an added perk, the lender allows you to get up to $2,500 of the loan delivered directly to you, so you can manage purchasing books, dorm supplies, or a new computer for your child.12
The lender also has low interest rates, with variable rates as low as 1.24%, and fixed rates as low as 3.49% (lowest rates include an autopay discount).12 College Ave has three different repayment plans, so you can decide which is best for you:
- Interest-Only Payment: While your child is in school, pay only the interest charges each month.
- Interest Plus Payment: Pay the monthly interest charges and whatever extra money you decide each month while your child is in school.
- Full Principal and Interest Payment: Start repaying the full payment—including the principal and interest—after the loan is disbursed.
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